# Zodor Whitepaper Welcome to Zodor - where Real World Asset investing begins. Zodor is a decentralized asset tokenization protocol and premium investor community built for emerging markets. We bridge the gap between real-world assets and blockchain by combining institutional-grade compliance, cryptographic privacy, and global liquidity into a single, mobile-first experience. This whitepaper documents Zodor as it stands today: a live, multi-vertical settlement layer with a deployed Maskade L1, four product verticals (Capital, Infra, Energy, Infinity), per-asset ERC-3643 security tokens, hybrid EIP-7702 / ERC-4337 wallets, and a token-paid gas model that lets users transact in USDT, USDC without ever touching native gas.
Zodor Logo with company description
# Introduction and Highlights #### Overview In this documentation, you will learn who we are, why we are doing this, what the benefits are of joining us, and the deeper technology we have adopted. Zodor bridges the gap between real-world assets and blockchain. Zodor enables you to purchase various Real World Assets (RWAs) from developing markets and helps you achieve your investment goals by capturing the otherwise-missed Golden Opportunity of higher returns in Africa, MENA, the GCC, and India. Zodor's system architecture is meticulously designed, featuring state-of-the-art structures, implementations, and reward mechanisms enabled by our Decentralized Real-World Asset Protocol, and a family of compliant **Security Tokens** issued per vertical. This guarantees investors a transparent environment with clear procedures and protocols ensuring security. #### Highlights **Loyalty Program** A dynamic, user-centric rewards system designed to foster engagement and gather meaningful feedback from our community. Participants earn loyalty points, NFT shards, and level-up badges for their activity and contributions, creating a mutually beneficial ecosystem. **KYC & Compliance** A robust Know Your Customer framework ensures that every participant is verified. KYC is performed off-chain by trusted partners (Sumsub globally, Digitap for India), and the resulting attestation is committed on-chain through **Masque ID** - a decentralized identity. **Diverse Asset Classes** Zodor facilitates the tokenization of a wide range of real-world assets, offering investors exposure to traditionally illiquid markets: * **Green Energy & Carbon Credits** (ZEROC) * **Mining Ventures and Real Estate** (ZIPT) * **Commodities and Bonds** * **Private Equity Holdings & Startup Equity** (ZCET) * **AI-Valued Structured Products** (ZIST) * **And more**, with continuous expansion aligned with market demand. **Hybrid Smart Wallets** Email or biometric login, no seed phrases, no native-token gas. Users keep their EOA address through EIP-7702, while ERC-4337 infrastructure provides batched user operations and stablecoin-paid gas through `ZodorTokenPaymaster`. **Privacy by Design** Three privacy modes co-exist: **ZK-KYC** for compliance attestations, **Paillier homomorphic encryption** for encrypted balance computation in the backend, and **Zama fhEVM** (`ConfidentialZEROC`, `ConfidentialSecurityToken`) for fully confidential on-chain trading. **Referral Hub** Users can invite friends and family through a seamless referral system. Successful referrals are rewarded with loyalty points, ambassador trading-volume credits, and KOL leaderboard points. **AR/VR & Community** A growing social layer community feed, posts, comments, virtual networking, and (planned) immersive shareholder experiences brings Zodor's investor community closer together. # The Problem Investing in Real World Assets commodities, green energy projects, infrastructure, private equity, and real estate has traditionally been a complex and capital-intensive process, often accessible only to institutions or high-net-worth individuals. Despite increasing interest in these tangible, yield-generating assets, several structural barriers continue to limit broader participation. *** **High Entry Barriers** * Requires significant upfront capital and legal documentation * Often restricted to institutional or accredited investors * Complex onboarding processes discourage retail participation **Geographical and Regulatory Constraints** * Cross-border investments are hindered by regulatory fragmentation * Language, cultural, and legal differences introduce friction * High-growth regions such as **Africa, MENA, the GCC, and India** remain underutilized due to access limitations **Low Liquidity** * RWAs are inherently illiquid, with long holding periods * Liquidation often involves intermediaries and prolonged processes * Selling assets particularly real estate can require extensive documentation and time **Limited Access to Emerging Markets** * Attractive markets are difficult to access due to legal, infrastructural, and regulatory barriers * Foreign investors often struggle with transparency and market unfamiliarity **Fragmented Ownership and Operational Delays** * Ownership is typically managed through siloed, manual systems * Transactions are slowed by reliance on intermediaries and outdated processes * Especially true for complex asset types such as real estate **Crypto-Native Friction** * Self-custody UX still requires seed phrases that retail users lose * Native-token gas friction blocks first-time users in emerging markets * Composability between regulated security tokens and DeFi has been historically broken # Solution Overview : Zodor Beyond Tokenization – Co-Own, Trade, Earn from real-world assets Zodor enables fractional ownership of high-value asse real estate, commodities, bonds, startup equity, and carbon credits through blockchain tokenization. The platform democratizes investment access across Africa, MENA, the GCC, and India while preserving full regulatory compliance. #### Core Offering Tokenization is the process of digitally representing real-world assets on a blockchain. Each Zodor token reflects an enforceable ownership right and trades within a permissioned ecosystem governed by the **ERC-3643 T-REX** security-token standard, exposed to DeFi via the **ERC-7943** universal RWA adapter, and gated by **Masque ID** decentralized identity.

Tokenization of RWA Assets

#### Key Advantages 1. **Real-Time Settlement** Smart contracts on Maskade L1 finalize transactions in roughly one second. 2. **Enhanced Liquidity** A permissioned AMM (`ZodorPermissionedPool`) and ERC-7943 adapter unlock secondary markets for traditionally illiquid assets. 3. **Security** ERC-3643 enforces compliance on every transfer; nothing moves unless KYC, jurisdiction, holding period, and country caps are satisfied. 4. **Market Access** Low entry tickets bring commodities, energy, infrastructure, and private equity to retail investors. 5. **Fractional Ownership** Co-own premium real estate, startups, and carbon assets from $100. 6. **Cost Efficiency** Automation removes legal, custodial, and administrative overhead. 7. **Regulatory Compliance** Per-vertical compliance modules enforce country caps, holding periods, and OFAC checks at the contract level. 8. **Transparency** Immutable records on Maskade L1 with off-chain document anchoring through `ZodorProofRegistry` (IPFS). 9. **Capital-Efficient Privacy** Three modes (ZK-KYC, Paillier, FHE) match the privacy required by each asset class without giving up auditability. 10. **Innovation** EIP-7702 hybrid wallets, stablecoin-paid gas, dual cross-chain (CCIP + LayerZero), and AI-driven asset discovery. The service emphasises accessibility, borderless investing, and cost reduction through automation. # Why Zodor? #### Beyond Tokenization Zodor allows you to seamlessly co-own, trade, and earn from tokenized real-world assets within a fully compliant and user-friendly ecosystem. We're revolutionising the way assets are managed providing unmatched flexibility, liquidity, and accessibility. #### Privacy-First Blockchain Your financial privacy matters. Zodor combines three privacy primitives so each asset class gets the right level of confidentiality without sacrificing auditability: * **ZK-KYC** (Circom + snarkjs Groth16) proves an investor is a verified, non-expired, non-sanctioned holder from a given jurisdiction without ever publishing PII. * **Paillier homomorphic encryption** backend systems compute on encrypted balances without decryption. * **Zama fhEVM** `ConfidentialZEROC` and `ConfidentialSecurityToken` execute encrypted balance arithmetic directly on-chain, ideal for institutional carbon and structured-product desks. #### Enterprise-Grade Compliance Compliance simplified. By integrating **Masque ID** with the **Maskade L1** blockchain, Zodor delivers robust jurisdiction-aware compliance directly at the protocol level. Seven claim topics `KYC_INDIA`, `KYC_GLOBAL`, `ACCREDITED`, `JURISDICTION`, `AML_CLEAR`, `RISK_SCORE`, `ESG_VERIFIED` let issuers express precisely which audience may hold each token, and `ZodorComplianceModule` enforces those rules on every single transfer. #### Zodor Capital Open the door to premium investment opportunities previously reserved for select institutions. Zodor Capital democratizes investment access through a new **per-asset token model**: every deal a Dubai apartment block, a Bengaluru SaaS startup, a Mumbai commercial towe gets its own ERC-3643 token, deployed automatically by `CapitalAssetFactory` with bespoke compliance rules. #### Zodor Infinity Unlock your potential with tokenized business ownership. Zodor Infinity is our gateway to launching, managing, and scaling tokenized businesses with AI-priced tranches, milestone-gated fund release, and the full power of all seven Masque ID claim topics for institutional-grade compliance. #### ESG & Impact Investing Zodor champions sustainable growth and social impact. Our focused initiatives prioritize investments in women-led startups and green energy projects, driving inclusive economic progress and environmental sustainability. The `ZEROC` token (1 ZEROC = 1 tonne CO₂e) and `ZCFT` (Zodor Carbon Futures) anchor our climate stack. #### Stablecoin-Native UX No native-token gas. No seed phrases. Pay gas in USDT, USDC with a passkey or biometric, keep your EOA address through EIP-7702. # Zodor Infra
Zodor Infra offers enterprise-ready tokenization infrastructure and tailored solutions for established businesses and institutions aiming to unlock liquidity, enhance operational efficiency, and digitize ownership of real-world assets across diverse asset classes. Our **Tokenization-as-a-Service** model is designed to support a wide range of assets including capital-intensive projects, industrial facilities, mining operations, precious metals, real estate, equities, bonds, and other corporate assets. By leveraging our proprietary blockchain framework, we enable secure, transparent, and compliant on-chain asset management. Our infrastructure supports fractionalized digital ownership, ensures data authenticity, and enhances liquidity resulting in improved capital mobilization and reduced counterparty risk. The on-chain product is the **`ZIPT` (Zodor Infra Property Token)** suite, governed by `ZodorComplianceModule` with per-country investor caps, configurable 12–36 month holding periods, and ERC-4626 vaults that distribute rental and infrastructure-revenue flows. **Customizable Tokenization Solutions** Zodor Infra's Tokenization-as-a-Service model is highly adaptable and can be tailored to meet the unique requirements of each client and asset type. We work closely with enterprises to design compliant, secure, and scalable tokenization strategies for: * Real estate portfolios and under-development projects * Corporate balance sheets and industrial assets * High-grade bonds and equities of blue-chip companies * Inventories of tradeable commodities such as precious metals * **…and many more real-world asset classes** **Why Zodor Infra?** * **Enterprise-Grade Security** Built on our permissioned Maskade L1 with Slither + Mythril CI gates and 270+ Solidity tests * **Regulatory Alignment** ERC-3643 T-REX with per-country, per-claim, per-holding-period rules expressible without changing the token contract * **Interoperability** ERC-7943 adapter exposes regulated tokens to external DeFi without leaking compliance state * **End-to-End Support** From asset structuring and token design to issuance, primary purchase via `StablecoinPurchaseRouter`, and secondary trading on `ZodorPermissionedPool` * **Multi-Chain Deployment** Same compliant contract suite deployable on Maskade L1, Ethereum Sepolia, BSC Testnet, Avalanche Fuji, Base Sepolia, and Arbitrum Sepolia from a unified backend Whether you're digitizing industrial holdings or enabling secondary markets for corporate assets, Zodor Infra equips your organization with the tools needed to thrive in the digital asset economy. **Unlock new capital. Enhance transparency. Power real-world innovation on-chain.** # Enterprise Onboarding Workflow #### Enterprise Onboarding Workflow To ensure full legal, regulatory, and operational compliance, Zodor Infra follows a structured and rigorous onboarding process tailored for real-world asset tokenization. The state machine is implemented as `DRAFT → PENDING_REVIEW → VERIFIED → DEPLOYING → LIVE` (with a `REJECTED` branch) and is documented in full in the Security Issuance Admin API. **1. Strategic Assessment** Analysis of asset characteristics, jurisdiction, and tokenization objectives to assess feasibility and alignment. **2. Asset Validation** Submission and verification of five mandatory document classes: * `CERTIFICATE_OF_INCORPORATION` * `LEGAL_OPINION` * `FINANCIAL_AUDIT` * `AML_POLICY` * `BOARD_RESOLUTION` Documents are hashed, anchored to IPFS, and committed to `ZodorProofRegistry` for institutional-grade proof of reserves. **3. Compliance & Audit** Integration of third-party audits, valuations, risk assessments, and regulatory certifications. The compliance configuration (country caps, holding periods, OFAC list) is encoded as constructor arguments to `ZodorComplianceModule` so it cannot drift from the on-chain state. **4. Stakeholder KYC/AML** Thorough due diligence on asset owners, operators, custodians, and associated entities performed off-chain via Sumsub/Digitap and committed on-chain as Masque ID claims. **5. SPV Formation & Smart Contract Deployment** Creation of a Special Purpose Vehicle (SPV) to manage the underlying asset, followed by automated deployment of the full token stack token + compliance + adapter + vault + pool via `CapitalAssetFactory` (or the Infra equivalent), ensuring legal clarity and investor protection. **6. On-Chain Integration** The deployment moves from `DEPLOYING` → `LIVE`. Investors can subscribe through `StablecoinPurchaseRouter` (USDT/USDC), receive tokens to their EIP-7702 / ERC-4337 smart wallets, and (subject to holding-period checks) trade on `ZodorPermissionedPool` or bridge cross-chain via CCIP / LayerZero OFT. This streamlined yet adaptable process ensures every asset is legally structured, fully compliant, and securely tokenized empowering institutions to participate confidently in the digital asset economy. # Zodor Capital Zodor Capital is a pioneering startup and real-asset ecosystem designed to revolutionize the way businesses tokenize their operations and assets. By leveraging the global RWA tokenization market projected at multi-trillion-dollar scale Zodor Capital empowers businesses of all sizes to raise capital, enhance liquidity, and bridge the gap between traditional finance and decentralized solutions.
*** **Per-Asset Token Architecture** Unlike a single shared token, Zodor Capital deploys **one ERC-3643 token per asset** through `CapitalAssetFactory`. Each deployment automatically wires together: * The asset token (e.g. `ZCAP-DMT` for a Dubai Marina tower) * A dedicated `ZodorComplianceModule` with the asset's country caps + holding period * An `ERC7943Adapter` for DeFi composability * A `ZodorSecurityVault` (ERC-4626) for dividend / rental distribution * A `ZodorPermissionedPool` slot for KYC-gated secondary trading * On-chain metadata (`CapitalAssetMetadata` valuation, APY, agreement hash, IPFS URI) The umbrella ticker for the vertical remains **`ZCET` (Zodor Capital Equity Token)**; per-asset tokens are children of that family. *** **Simplified Tokenization** Zodor Capital offers an efficient, blockchain-powered platform to seamlessly convert business assets into digital tokens. Our streamlined process ensures: * **Security:** Advanced protocols, KYC-gated transfers, and proof-of-reserve oracles to safeguard transactions and protect investor assets. * **Transparency:** Blockchain technology ensures clear, immutable, and verifiable token issuance backed by IPFS-anchored legal documents. * **Flexibility:** Customizable solutions to cater to diverse industries equity, real estate, structured credit through declarative compliance configuration. *** **Empowering Women Entrepreneurs** Zodor Capital is committed to inclusivity and innovation, providing a dedicated platform to uplift women-led startups. Our support for women entrepreneurs includes: * **Global Exposure:** Blockchain-validated campaigns that connect startups to decentralized finance (DeFi) communities worldwide. * **Empowerment:** Amplifying visibility and fostering opportunities for women leaders in the decentralized ecosystem. *** **Revolutionizing Real Estate Investment** At Zodor Capital, we are spearheading a new era of accessible investment opportunities by tokenizing real-world assets, with a strong focus on the lucrative Indian and GCC real-estate markets. This initiative breaks down barriers, enabling global retail investors to participate in high-value markets. **Key Features** **1. Diversification through Fractional Ownership** * Unlock fractional ownership of premium real estate assets from as little as $100 * Choose from curated locations aligned with your investment preferences and goals **2. Enhanced Liquidity** * Transform traditionally illiquid real estate markets into dynamic, accessible opportunities * Permissioned AMM (`ZodorPermissionedPool`) with 0.3% fee and KYC-gated LPs **3. NFT-Based Tier Allocation** * Exclusive tier-based allocation NFTs provide investors with unique benefits and optimization opportunities **4. Engaging Loyalty Program** * Earn AR Points, NFT Shards, and Level-Up Badges for active participation * Spin-the-wheel mechanic, daily login bonuses, and referral rewards **5. Accessible AI-Driven Platform** * Benefit from an intuitive, user-friendly platform enhanced by AI-powered insights * Make smarter, data-backed investment decisions, whether you're a novice or an experienced investor *** **Stablecoin Purchase Path** Investors fund their wallet with USDT or USDC and call `StablecoinPurchaseRouter` (`0xFb36…1F52`). The router validates KYC and jurisdiction through Masque ID, runs the `ZodorComplianceModule.canTransfer()` precheck, and atomically transfers stablecoin to treasury and asset tokens to the investor's smart wallet. Gas is paid in the same stablecoin via `ZodorTokenPaymaster`. *** **Our Commitment** At Zodor Capital, we prioritize **security, privacy, compliance, and community integrity**. By combining advanced blockchain technology with a commitment to investor empowerment, we deliver an investment journey that is secure, inclusive, and reliable. Join us as we redefine tokenization and open new horizons in decentralized finance. # Zodor Energy Zodor Energy is a blockchain-integrated renewable-energy and carbon-credit platform that democratizes investment access. The mission: **simplify and democratize funding for renewable energy projects by eliminating intermediaries** while preserving the confidentiality institutional carbon desks require.

Zodor Energy

#### Core Components The platform sits on three integrated primitives: * **Maskade L1** fast, permissioned settlement * **Masque ID** `ESG_VERIFIED` + `KYC_GLOBAL` + `AML_CLEAR` claims gate every action * **`ZEROC` Security Token** ERC-3643 instrument; 1 ZEROC = 1 tonne CO₂e * **`ConfidentialZEROC`** FHE-shielded wrapper (Zama fhEVM) for institutional desks that need encrypted balance positions #### $ZEROC Tokens The proprietary token funds carbon-reduction and renewable-energy projects and enables global participation in sustainability initiatives. Unlike Capital, the Energy vertical uses **a single fungible token across all carbon assets**, because carbon credits are fungible by certification standard. `EnergyAssetRegistry` enforces a per-project minting cap (`max = totalCarbonTonnes × 1e18`) and tracks retirement events. #### Key Platform Features * **Global reach** across Africa, MENA, the GCC, and India * **Direct investor participation** without intermediary requirements * **Tokenized project funding** through `ZEROC` issuance * **Confidential institutional positions** via `ConfidentialZEROC` (FHE-shielded balances) * **Cross-market mobility** via `ZodorOFTAdapter` (LayerZero v2) and `ZodorCCIPBridge` for connecting to established carbon markets on Ethereum (Toucan, KlimaDAO) * **Transparent project metrics** within decentralized governance frameworks #### Strategic Goals Near-term focus centers on tokenizing renewable-energy revenue streams and providing Real World Asset ownership opportunities. Long-term aspirations include becoming a global leader in renewable-energy finance through ecosystem expansion and blockchain innovation. # Zodor Infinity The Shopify for Tokenized Economies **Zodor Infinity**, often referred to as **"The Shopify for Tokenized Economies"**, is pioneering the next generation of Real-World Asset tokenization. Our platform empowers businesses of all sizes to tokenize their equity or revenue streams seamlessly, akin to traditional IPO processes but vastly more accessible, efficient, and transparent. By integrating blockchain technology and advanced AI-driven security measures, Zodor Infinity enables companies to raise funds quickly, securely, and compliantly without intermediaries. **Key Features** **AI-Driven Security Tokens (`ZIST`)** Efficient fundraising through AI-powered security token offerings, ensuring credibility, financial robustness, and compliance. ZIST is the only Zodor token that requires **all seven Masque ID claim topics** simultaneously, making it the highest-assurance instrument in the suite. **Enhanced Security & Transparency** Robust AML/KYC processes and community-driven validation ensure comprehensive regulatory compliance and investor protection. **Validator Governance** Token holders act as validators performing due diligence, approving businesses, and earning validator fees and protocol-revenue share. **Milestone-Based Fund Disbursement** Funds are systematically released only when an on-chain oracle confirms a predefined business milestone is achieved, ensuring responsible capital management. **Liquidity via Smart Contracts** Immediate token liquidity through `ZodorPermissionedPool` upon achieving funding goals, with optional FHE-shielded variants for sensitive deals. **Multi-Tranche Structures** Senior `ZIST-A`, Mezzanine `ZIST-B`, and Junior `ZIST-C` tranches allow institutional investors to express risk preference inside a single deal. **Market Challenges & Opportunities** Traditional fundraising avenues face significant constraints: * **High Costs & Limited Access** IPO processes are prohibitively expensive, typically reserved for large corporations * **Centralization & Bias** Venture capital often restricts opportunities to select networks, creating inherent bias * **Poor Liquidity** Early-stage investors face difficulties exiting investments before significant corporate events Zodor Infinity addresses these pain points by: * Democratizing fundraising businesses of any size tokenize equity or revenue models seamlessly * Providing direct investor access to early-stage, high-potential, and revenue-generating businesses * Offering immediate liquidity through decentralized blockchain markets **Benefits for Investors** **Retail & Institutional Investors** Easy access and liquidity for diverse investment opportunities. **Startups & Business Owners** Faster fundraising without costly intermediaries. **Token Holders** Earn trading fees, participate in governance, and access exclusive investment opportunities. **Competitive Advantages** | Feature | Zodor Infinity | Traditional IPOs | Venture Capital | | ------------------- | ------------------------------ | ----------------- | --------------------- | | **Accessibility** | Open to verified investors | Limited access | Private and exclusive | | **Liquidity** | Immediate via blockchain | Delayed liquidity | Limited liquidity | | **Compliance** | Automated, on-chain enforced | Highly regulated | Minimal oversight | | **Governance** | Community-driven | Centralized | Dependent on partners | | **Cost Efficiency** | Lower costs, no middlemen | Expensive | High fees | | **Privacy** | Optional FHE-shielded balances | Public filings | Opaque | **Conclusion** Zodor Infinity transforms traditional asset investment by combining ease, transparency, liquidity, and configurable privacy. Investors gain direct access, businesses raise funds efficiently, and Token holders benefit financially and through active participation. **Join Zodor Infinity your gateway to the future of tokenized investments.** # How Zodor Infinity Works? **1. Business Registration** * Businesses submit comprehensive business plans, financial details, and necessary compliance documents * AI customizes due diligence based on industry-specific criteria **2. AI-Powered Verification** * The AI system conducts thorough evaluations of financial health, growth potential, and compliance adherence * Encrypted communication ensures confidentiality with validators **3. Community Engagement & Validation** * Businesses actively engage with potential investors for validation * Community feedback influences the AI-driven project assessment **4. Investment Scoring & Governance Approval** * AI generates a detailed Investment Score based on credibility, market demand, and risk * Token holders participate in governance, approving high-quality projects and earning validation fees **5. Token Creation & Pricing Mechanism** * Approved businesses implement a bonding curve to establish token pricing * `ZIST` tokens become available to verified investors upon achieving funding milestones **6. Automated Fund Distribution** * Smart contracts govern fund distribution based on predefined milestones * On-chain milestone oracle gates each tranche release; vault releases funds only on KPI confirmation **7. Dividends & Liquidity Management** * Businesses distribute dividends or profits to security token holders via the per-deal `ZodorSecurityVault` * Investors trade tokens on the Zodor Infinity marketplace for ongoing liquidity, with optional FHE-shielded settlement # User Onboarding ### User Onboarding Joining Zodor is as easy as it gets. New users are walked through a step-by-step process to learn the Zodor ecosystem before they start their investment journey. **Step 1:** A user signs up on the Zodor website or mobile app. **Step 2:** A wallet is created automatically. The web app uses passkey/WebAuthn; mobile uses the device Secure Enclave (FaceID/TouchID). Behind the scenes, an EIP-7702 delegate (`ZodorDelegateAccount`) is set on the user's EOA preserving the user's address while enabling smart-wallet features. **Step 3:** The user is asked to complete KYC. This step may be skipped initially but is mandatory before redeeming loyalty points or purchasing any asset token. KYC is performed off-chain by Sumsub, and the resulting attestation is committed on-chain as a Masque ID claim by `ZKKYCGate`. **Step 4:** The full Zodor ecosystem becomes available Hub, Portfolio, Wallet, Community, Loyalty, and the Capital marketplace. **Step 5:** The user joins the Loyalty Program, completes daily quests, refers friends, and starts earning AR Points, NFT Shards, and Level-Up Badges. The first call after signup is `fullOnboard()` in the server SDK, which atomically: 1. Creates the Masque ID through `MasqueIdFactory` 2. Registers the identity in `ZodorIdentityRegistry` with jurisdiction 3. Deploys the smart wallet through `ZodorAccountFactory` (or sets the EIP-7702 delegate) 4. Issues the first claim through `ZodorClaimIssuer` If any step fails, a backend cron (`reconcileIdentityOnboard`) retries until convergence users never see a half-onboarded state. # User Interaction Flow Once onboarding is complete and KYC has been successfully posted on-chain, the system has issued a unique **Masque ID** to the user. This verification ensures that the user is authorized to access and interact with the Zodor ecosystem.

User Interaction

The user interaction flow is designed to provide a seamless experience, structured as follows: 1. **Funding the Account** * Users fund their smart wallet using supported digital assets **USDT, USDC**. These assets serve as the medium of exchange for purchasing security tokens linked to real-world assets and as the gas-payment instrument for `ZodorTokenPaymaster`. 2. **Browse Asset Pools** * Users browse the Hub for live deals across all four verticals. Each pool corresponds to a distinct real-world asset, providing diverse investment opportunities. AI-powered discovery surfaces deals matched to the investor's risk profile and jurisdiction. 3. **Security Token Purchase** * Using the deposited stablecoin, users purchase **security tokens** that represent fractional ownership in the selected asset pool. * The flow goes through `StablecoinPurchaseRouter`, which: * Validates KYC + jurisdiction through `ZodorIdentityRegistry` * Calls `ZodorComplianceModule.canTransfer()` for a precheck * Atomically transfers stablecoin to the asset treasury and tokens to the investor's wallet * Pays gas in the same stablecoin via `ZodorTokenPaymaster` 4. **Rental / Dividend Income Distribution** * Zodor takes regular snapshots of the real-world assets within each pool to track current state and performance * Based on these snapshots, rental, dividend, or coupon income is calculated proportionate to each user's ownership of the relevant security token * The calculated income is credited directly to the user's wallet through the per-asset `ZodorSecurityVault` (ERC-4626), with NAV adjustment applied for non-transferable share accounting * The backend `processDividendPayouts` cron handles batched distribution and reconciliation 5. **Secondary Trading or Cross-Chain Movement** * After the holding period elapses, users can sell on `ZodorPermissionedPool` (KYC-gated AMM) or bridge to Ethereum / other chains via `ZodorCCIPBridge` or `ZodorOFTAdapter` * Compliance follows the token across chains bridges check `canTransfer()` on both sides This streamlined interaction flow ensures transparency, efficiency, and regulatory compliance while enabling users to participate confidently in real-world asset tokenization. # Rewards and Loyalty Program #### Overview Zodor's loyalty program features three primary reward mechanisms plus a community-incentive program: 1. **AR Points** earned through referrals, daily logins, KYC completion, and platform engagement 2. **NFT Shards** collectible pieces in **Common, Rare, Epic, and Legendary** rarities that combine to mint unique NFTs 3. **Level-Up Badges** achievement badges that apply multipliers on AR Points earnings #### Key Features **Spin the Wheel** An interactive feature offering random rewards: AR Points, NFT Shards, or Level-Up Badges. Spin probabilities live in `spinWheelProbabilities`, badge tiers in `spinBadgeLevel`, and shard progression rules in `shardProgressionConfig`. **Ambassador & KOL Programs** Power users join the **Ambassador Program** (`ambassadorTradingVolume`) or the **KOL leaderboard** (`KOL`) for trading-volume rebates and curated invitation rights. **Referral Hub** Each user gets a unique referral code (`referral` + `ReferralCodes`). Successful referrals earn AR Points, multiplier badges, and a share of the referee's trading fees for a configurable window. **Getting Started** Users engage with the platform through activities and community events, spin the wheel for rewards, and build collections of NFT Shards while accumulating AR Points and badges. #### GodView Incentivized Program (TerraScan) Users earn T**okens** by contributing to platform accuracy through activities like: * Submitting geotagged images of tokenized properties or energy projects * Validating data points and IPFS-anchored metadata * Providing real-time local asset updates All contributions undergo verification before token rewards are distributed. TerraScan strengthens network security through community-driven verification while empowering participants with token rewards. # Overview of the Protocol Zodor's architecture is composed of ten interlocking smart-contract components shared across all four verticals, plus three TypeScript SDKs (`masque-id-sdk`, `client-sdk`, `server-sdk`), a serverless backend, and Web/Mobile apps. ``` flowchart TD subgraph User A[Web / Mobile App] end A -->|signs UserOp| B[ZodorTokenPaymaster] B --> C[EntryPoint v0.7] C --> D[ZodorDelegateAccount or ZodorSmartWallet] D -->|canTransfer| E[ZodorComplianceModule] E --> F[ZodorIdentityRegistry] F --> G[Masque ID + ZodorClaimIssuer] D --> H[ERC-3643 Token] H --> I[ERC7943Adapter] H --> J[ZodorSecurityVault] H --> K[ZodorPermissionedPool] H --> L[ZodorCCIPBridge / ZodorOFTAdapter] H -.optional.-> M[ConfidentialSecurityToken / ConfidentialZEROC] N[ZodorProofRegistry + ZodorReserveOracle] --- H ``` # Maskade Blockchain **Maskade L1** is an Avalanche Subnet-EVM purpose-built for tokenization and regulated financial applications. | Property | Value | | ---------------- | ---------------------------------------------------------------------------------------------------------------- | | Chain | Maskade L1 (Avalanche Subnet-EVM, AvaCloud testnet) | | Chain ID | 30917 | | Native gas token | MASQT (testnet) | | Block time | \~1–2 seconds | | Gas price | \~1 gwei | | Validators | 5 (testnet); permissioned set planned for mainnet | | RPC | `https://testnet-zodorrwa-f9d42.avax-test.network/ext/bc/2kmpuMFVjX9UBJ5dEkwKXnDF3x5q3cSnDW4rKsnu6YgLtqapSX/rpc` | | Subnet ID | `28nyhqG8XhGwDUZFxsd1DyRcwjaNtNYWTTh5V6dtLrFSe1Nm` | *** **Why a dedicated L1?** 1. Purpose-built for **real-world asset issuance, distribution, and compliance** permissioned validators and curated deployment for enhanced security 2. Sub-second finality supporting high-throughput retail flows 3. EVM compatibility every Solidity tool, library, and standard works unchanged 4. Sovereign governance with customized economic policies for compliance-focused use cases 5. Strong resistance to fraud and operational failure while maintaining enterprise-grade operational standards # Masque ID **Masque ID** is the decentralized protocol that manages on-chain identities for compliant digital assets. It integrates on-chain identity verification with off-chain document storage to satisfy KYC requirements while preserving user privacy. **Key Features** * **Hybrid Storage** sensitive documents (passports, PAN, Aadhaar) live with trusted KYC providers; only encrypted proofs and tamper-proof attestations appear on-chain * **Cryptographic Validation** claims are signed by the registered claim issuer (`ZodorClaimIssuer`) and verifiable on-chain without revealing the underlying data * **Claims-Based Access** seven claim topics (`KYC_INDIA`, `KYC_GLOBAL`, `ACCREDITED`, `JURISDICTION`, `AML_CLEAR`, `RISK_SCORE`, `ESG_VERIFIED`) gate every transfer through `ZodorComplianceModule` * **Dynamic Risk Scoring** risk assessments update continuously based on user behavior, jurisdiction, and provider data * **One ID, all verticals** the same Masque ID grants access to Capital, Infra, Energy, and Infinity according to which claims it carries **Core Workflow** 1. **Creation** user submits documents to a KYC provider (Sumsub or Digitap); provider issues an encrypted proof 2. **Anchoring** `ZKKYCGate.verifyAndMark()` checks the Groth16 proof, records the nullifier, and triggers `ZodorClaimIssuer.issueClaimFromGate()` issuing `KYC_INDIA(1)` for jurisdiction code 356 or `KYC_GLOBAL(2)` otherwise 3. **Validation** the compliance module checks Identity and Claim Registries on every transfer 4. **Maintenance** non-compliant identities and expired claims are revoked or updated; root history is preserved so previously-generated proofs continue to verify
# Homomorphic Encryption Revolutionizing Privacy and Security Zodor implements two complementary encryption stacks: **Paillier Cryptosystem (Backend / Partial Homomorphic)** The backend uses **Paillier** to compute on encrypted balances without decryption. Useful for: * **Private balance queries** investor balances can be aggregated for reporting without exposing individual holdings * **Encrypted dividend computation** payouts computed against ciphertexts * **Confidential RWA swaps** swap quotes generated against encrypted positions > "Homomorphic Encryption is a revolutionary cryptographic method that allows computations to be performed on encrypted data without decrypting it."
*** **Zama fhEVM (On-Chain / Fully Homomorphic)** For institutional-grade on-chain confidentiality, Zodor ships: * **`ConfidentialZEROC`** FHE-shielded wrapper around `ZEROC` requiring `KYC_GLOBAL + ESG_VERIFIED`. Carbon trading desks can hold encrypted balances directly on-chain. * **`ConfidentialSecurityToken`** generic FHE security token used by `ZIST` tranches and large `ZCET` deals. Encrypted balances + encrypted transfer amounts + encrypted aggregate accounting fhEVM lets the chain compute on ciphertexts that even validators cannot read. **Path C - EOA-Direct + Reserve Oracle** Token uses a third privacy mode tuned for futures-style instruments: * `balanceOf` is gated to `msg.sender` (and authorised agents) * `Transfer` events emit `amount = 0` * `ZodorProofRegistry` anchors off-chain reserve proofs (IPFS + treasury attestations) * `ZodorReserveOracle_ZCFT` attests live supply against the USDT/USDC inventory in the treasury at `0xe1C7…639F` # ECDSA Securing Transactions and Validating Authenticity The Zodor protocol uses the **Elliptic Curve Digital Signature Algorithm** to secure transactions and verify authenticity across blockchain operations. ECDSA appears at three layers: 1. **EOA signatures** for legacy compatibility 2. **ERC-4337 UserOp signing** by the smart wallet's owner key 3. **ERC-1271 contract signatures** so the smart wallet itself can sign messages (for off-chain orderbooks, login challenges, etc.) **Core Mechanism** 1. **Signature Generation** transactions and UserOps are signed with the user's private key (held in the device Secure Enclave on mobile or a passkey on web) 2. **Public-Key Verification** the sender's public key validates the signature; the EntryPoint runs validation as part of UserOp processing 3. **Tamper Detection** any data modification invalidates the signature **Primary Applications** * Transaction authorization for asset transfers * UserOp validation in the ERC-4337 flow * Off-chain data verification through signed messages (login, dividend claim attestations) * Bridge message authentication (CCIP `MessageId` receipts, LayerZero OFT signatures) **Key Benefits** * **Authenticity** confirms rightful account ownership * **Data Integrity** prevents transaction manipulation * **Operational Security** protects against fraud * **Efficiency** lightweight for scalable operations # Technical Implementation Zodor's technical foundation rests on established Ethereum standards while introducing proprietary enhancements: #### Standards in Use | Standard | Role | | -------------------- | --------------------------------------------------------------------------------------------------------- | | **ERC-734 / 735** | Modular identity profile + claim holder (Masque ID) | | **ERC-780** | Decentralized claim registry | | **ERC-3643 (T-REX)** | Compliant security tokens (`ZCET`, `ZIPT`, `ZEROC`, `ZIST`, per-asset Capital tokens) | | **ERC-7943** | Universal RWA adapter for DeFi composability | | **ERC-4337** | Account abstraction (smart wallets, paymaster, bundler) | | **EIP-7702** | Hybrid wallet `ZodorDelegateAccount` runs smart-wallet code in EOA context, preserving the user's address | | **ERC-4626** | Yield-bearing vault (`ZodorSecurityVault`) with NAV adjustment + non-transferable shares | | **ERC-1167** | Minimal-proxy clones for gas-efficient identity issuance | | **ERC-1271** | Smart-contract signature verification | | **ERC-7201** | Namespaced storage layout for upgrade safety | #### System Layers The platform operates through five integrated layers: 1. **Identity Layer** `MasqueIdFactory`, `ZodorClaimIssuer`, `ZodorIdentityRegistry` manage decentralized identities with jurisdiction, tax domicile, and risk-score attributes. 2. **Claims Layer** Handles KYC, AML, accreditation, and ESG verification through cryptographic claims bound to the user's Masque ID. ZK proofs (Groth16) issued via `ZKKYCGate` allow privacy-preserving issuance. 3. **Compliance Layer** `ZodorComplianceModule` enforces dynamic regulatory requirements (country caps, holding periods, OFAC) at the contract level, on every transfer. 4. **Token & Adapter Layer** ERC-3643 tokens for the four verticals, plus per-asset Capital tokens deployed by `CapitalAssetFactory`. `ERC7943Adapter` exposes them to external DeFi without leaking compliance state. 5. **DeFi & Cross-Chain Layer** `ZodorSecurityVault`, `ZodorPermissionedPool`, `ZodorCCIPBridge`, and `ZodorOFTAdapter` provide yield, liquidity, and cross-chain mobility under continuing compliance enforcement. #### Account Abstraction Stack | Component | Address (Maskade L1) | | ------------------------------------------------------------ | -------------------------------------------- | | `EntryPoint` (v0.7) | `0xF7240284f8ed844C18D711A87E3888954e915f9E` | | `ZodorAccountFactory` | `0x234A800E585d45a22Abfe85483e4ae1395BD0a6b` | | `ZodorPaymaster` (treasury sponsorship legacy / promotional) | `0xF3c742681Ba394F71ac051ABCF9102dBD8A8e0c3` | | `SimplePriceOracle` | `0xc343F722F5679B73D7AbC8cc7Ce0805107a86380` | | `ZodorDelegateAccount` (EIP-7702) | `0xD6F01aaC273887f7886B550237D90B4eD36eB913` | | `ZodorTokenPaymaster` (USDT/USDC/MASK gas) | `0xba0E6eA7663096D37B13eb006AFDCF01B9403da6` | `ZodorTokenPaymaster` accepts USDT, USDC uses `SimplePriceOracle` (24 h staleness, 20% circuit breaker) to price gas, applies a 500 bps buffer, enforces a 5,000,000 gwei daily user cap; and supports a sponsored-address allowlist for promotional flows. #### Toolchain | Layer | Tool | | ------------------- | ------------------------------------------------------------------ | | Smart contracts | Solidity ^0.8.24, Foundry (test/fuzz), `forge script` (deploy) | | Identity | ONCHAINID (ERC-734/735), ERC-3643 T-REX (composition, no lib dep) | | ZK circuits | Circom 2.x + snarkjs, Groth16 | | Account abstraction | ERC-4337 + EIP-7702, alto bundler, thirdweb SDK | | Cross-chain | Chainlink CCIP + LayerZero v2 OFT | | FHE | Zama fhEVM | | Frontend | Next.js 14 (PWA), TypeScript strict, `viem` | | Mobile | Flutter + thirdweb RN SDK | | Backend | Node.js 20, Express + Apollo Server 4, MongoDB 8, AWS Lambda + ECS | | Package manager | pnpm workspaces | Compiler / library pin: `solc = 0.8.24`, `via-ir` enabled, 200 optimizer runs. Uses **OpenZeppelin v4** (required by ONCHAINID). #### Distinctive Approach While aligned with public Ethereum standards, Zodor differentiates through: * Hybrid EIP-7702 + ERC-4337 wallet UX * Per-asset (rather than per-platform) ERC-3643 tokens through `CapitalAssetFactory` * Three-mode privacy stack (ZK-KYC, Paillier, FHE) chosen per asset class * Dual cross-chain (CCIP + OFT) for institutional optionality * Stablecoin-paid gas through `ZodorTokenPaymaster` with on-chain price oracle and circuit breaker * Reserve-proof oracle architecture (Path C) for institutional-grade verification without full on-chain transparency # Smart Contract Structure The Zodor protocol comprises a coordinated suite of smart contracts grouped by domain. All addresses below are live on Maskade L1 (Chain ID 30917). #### Identity & Claims | Contract | Role | Address | | ----------------------- | --------------------------------------------------- | ------------- | | `MaskadeImplAuthority` | ONCHAINID implementation authority | `0x9463…8249` | | `MasqueIdFactory` | EIP-1167 clone factory; one Masque ID per user | `0xB180…404C` | | `ZodorClaimIssuer` | ERC-735 issuer, holds `ZKGATE_ROLE`, 7 claim topics | `0x9596…09f7` | | `ZodorIdentityRegistry` | user → jurisdiction map, `isVerified()` gate | `0x9A82…36e6` | #### Verifiers | Contract | Role | Address | | --------------- | ----------------------------------------------- | ------------- | | `ZKKYCVerifier` | Groth16 verifier (snarkjs output) | `0x52a1…10eb` | | `ZKKYCGate` | Verifies proof, records nullifier, issues claim | `0xa840…5c13` | #### Tokens, Compliance, Adapters | Contract | Role | | ----------------------------------- | ----------------------------------------------------------------------------- | | `ZodorToken` | ERC-3643-flavored security token (parent of ZCET/ZIPT/ZEROC/ZIST) | | `ZodorComplianceModule` (per token) | Country caps + holding periods, bound via `bindToken()` | | `ERC7943Adapter` | Universal RWA adapter for DeFi composability; needs `AGENT_ROLE` on the token | **`ZCFT` Zodor Carbon Futures Token** at `0x6538…f27`, compliance at `0x0Ef9…e1F2`, adapter at `0xfa48…C688`. #### Wallets, Gas, & Account Abstraction | Contract | Role | | ---------------------- | --------------------------------------------------------------- | | `EntryPoint` v0.7 | ERC-4337 entry point | | `ZodorAccountFactory` | Deploys ERC-4337 smart wallets via clones | | `ZodorSmartWallet` | ERC-4337 smart-contract wallet (execute, batch, validateUserOp) | | `ZodorDelegateAccount` | EIP-7702 delegate; runs smart-wallet code in EOA context | | `ZodorPaymaster` | Treasury-sponsored paymaster (legacy / promotional) | | `ZodorTokenPaymaster` | Stablecoin gas paymaster (USDT/USDC) | | `SimplePriceOracle` | Gas price oracle with 24h staleness + 20% circuit breaker | #### Capital Vertical (per-asset deployment) | Contract | Role | | -------------------------- | ---------------------------------------------------------------------------------------- | | `CapitalAssetFactory` | Deploys full token stack per asset (token + compliance + adapter + vault + pool slot) | | `CapitalAssetMetadata` | On-chain asset metadata (valuation, APY, agreement hash, IPFS URI) | | `CapitalChildFactory` | Helper to deploy individual Capital asset tokens | | `StablecoinPurchaseRouter` | Shared USDT/USDC → token purchase router (Capital + Energy) at `0xFb36…1F52` | | `ZodorProofRegistry` | Off-chain reserve proof anchoring (IPFS + treasury attestations) at `0xA254…62A1` | | `ZodorReserveOracle` | On-chain oracle attesting supply vs stablecoin inventory; ZCFT instance at `0x759E…fc12` | #### Energy Vertical | Contract | Role | | --------------------- | ----------------------------------------------------------------------------------------------------------- | | `EnergyAssetRegistry` | Registry of solar/wind/carbon assets; enforces ZEROC minting cap per asset (max = totalCarbonTonnes × 1e18) | | `ConfidentialZEROC` | FHE-shielded wrapper for ZEROC (encrypted balances; `KYC_GLOBAL + ESG_VERIFIED` required) | #### DeFi Composability | Contract | Role | | --------------------------- | --------------------------------------------------------------------------- | | `ZodorSecurityVault` | ERC-4626 vault with NAV adjustment + non-transferable shares; one per asset | | `ZodorPermissionedPool` | KYC-gated constant-product AMM (x·y=k), 0.3% fee, 1000 minimum liquidity | | `ConfidentialSecurityToken` | Generic FHE security token (used by ZIST tranches and large ZCET deals) | #### Cross-Chain | Contract | Role | | ----------------- | --------------------------------------------------------------------------- | | `ZodorCCIPBridge` | Chainlink CCIP bridge; lock/release pattern with compliance checks | | `ZodorOFTAdapter` | LayerZero v2 OFT adapter; burn-and-mint pattern; \~$0.02–$0.10 per transfer | #### Stablecoins (Mock Testnet) | Contract | Address | | ----------------------- | -------------------------------------------- | | `MockUSDT` | `0x4f12fccf48007e3cac4982a36d64ba01008351d0` | | `MockUSDC` | `0xa84115150d44dc7e6d49f157c38ea3df9c07c016` | | Treasury (1M minted to) | `0xe1C7486F165E5A05A03ab1fAE89F4AAcdeC5639F` | #### Integration Pattern All contracts work together to ensure a secure, compliant, and scalable ecosystem for Real World Asset tokenization. A transfer of any Zodor security token follows this strict path: ``` caller → ZodorToken._beforeTokenTransfer → ZodorComplianceModule.canTransfer(from, to, amount) → ZodorIdentityRegistry.isVerified(to) → MasqueId.getClaim(...) → country cap check → holding-period check → OFAC check → (if all pass) state update + Transfer event ``` For privacy-mode tokens, the same path executes but the emitted `Transfer.amount` is zeroed or encrypted observers cannot derive position size.
# Security Token Purchase Flow Security Token Purchase Flow with On-Chain Compliance and Encryption
The platform implements a structured process for purchasing security tokens that integrates wallet management, identity verification, compliance checks, and secure token transfers all in a single atomic call. #### Step-by-Step 1. **Wallet Setup and Deposits** Users deposit stablecoins (USDT, USDC) into their on-platform smart wallet for managing funds and facilitating transactions. No native MASQT is required because gas is paid in the same stablecoins. 2. **KYC and On-Chain Identity** After completing KYC (Sumsub or Digitap), the user's identity is recorded via `ZodorIdentityRegistry`, with claims stored through `ZodorClaimIssuer`. ZK-KYC users go through `ZKKYCGate` instead of a backend signature. 3. **Marketplace Access** Verified users browse tokenized assets in the Hub and initiate purchases using their wallet balance. The site filters assets based on the user's jurisdiction and accreditation claims. 4. **Compliance Validation** `ZodorComplianceModule` validates each transaction against regulatory requirements before any state changes, preventing non-compliant users from proceeding. 5. **Atomic Stablecoin Purchase** `StablecoinPurchaseRouter.purchase()`: * Pulls USDT/USDC from the user * Calls `canTransfer()` on the target token * Transfers stablecoin to the asset treasury * Mints/transfers tokens to the investor's wallet * Pays gas via `ZodorTokenPaymaster` from the user's stablecoin balance 6. **Privacy Protection** For Capital and Infinity, sensitive operations are secured using **ZK-KYC** so PII never lands on-chain. For Energy, optional **`ConfidentialZEROC`** uses Zama fhEVM for fully encrypted balances. For ZCFT specifically, **Path C** keeps balances private to `msg.sender` and emits `amount = 0` Transfer events. ``` sequenceDiagram actor User participant Wallet as ZodorDelegateAccount participant Paymaster as ZodorTokenPaymaster participant Router as StablecoinPurchaseRouter participant Compliance as ZodorComplianceModule participant Token as ZodorToken participant Treasury User->>Wallet: signUserOp(purchase) Wallet->>Paymaster: validatePaymasterUserOp Paymaster->>Paymaster: priceOracle + 500 bps buffer Paymaster-->>Wallet: ok (will charge USDT) Wallet->>Router: purchase(asset, amount) Router->>Compliance: canTransfer(0, user, amount) Compliance-->>Router: ok Router->>Treasury: USDT in Router->>Token: mint/transfer to user Token-->>User: tokens received Paymaster->>User: deduct USDT for gas ```
# Capital Inflow and Outflow Stakeholder Interactions in the Zodor Tokenization Ecosystem
#### Overview The Zodor protocol manages capital flows through a structured system where investor funds in USDT, USDC are converted into Security Tokens through `StablecoinPurchaseRouter` and asset-specific token contracts, granting fractional ownership in real-world assets. Yield flows back through ERC-4626 vaults. #### Capital Inflow * Investors deposit USDT, USDC * `StablecoinPurchaseRouter` validates compliance and routes the funds through the correct asset token * Tokens represent fractional ownership in legally structured real-world assets, anchored by IPFS-stored documentation in `ZodorProofRegistry` #### Income Generation & Outflow * Real-world assets generate rental, dividend, or coupon income (Capital, Infra) or carbon-revenue / energy-revenue payments (Energy) * Operators deposit yield into the asset's `ZodorSecurityVault` * `processDividendPayouts` cron computes per-investor allocations from the vault's NAV and ERC-4626 share accounting * Returns are distributed back to investors in a programmatic and compliant manner non-transferable shares prevent gaming the dividend snapshot #### Outflow Paths | Path | Mechanism | Notes | | ------------------ | ----------------------------------------------------------------- | ------------------------------------------------ | | Sell on AMM | `ZodorPermissionedPool` | KYC-gated LPs, 0.3% fee, holding-period enforced | | Bridge cross-chain | `ZodorCCIPBridge` (lock/release) or `ZodorOFTAdapter` (burn/mint) | Compliance follows the token across chains | | Redeem from vault | `ZodorSecurityVault` (ERC-4626) | Subject to redemption windows per asset | | Direct withdrawal | Backend `withdrawalFunction` Lambda | Reconciled by `updateWithdrawRequest` cron | #### Governance The entire capital and returns flow operates on-chain, providing transparency, regulatory compliance, and operational efficiency. Off-chain reconciliation crons (`reconcilePurchases`, `processDividendPayouts`, `updateWithdrawRequest`, `reconcileKyc`, `reconcileIdentityOnboard`) keep the off-chain state machine and on-chain truth in sync. # Incentive Program #### TerraScan & GodView The TerraScan incentivized program rewards users for contributing to data collection and validation through Tokens. Participants assume the role of verifying the authenticity and accuracy of local real-world assets. #### Core Activities Users participate by **submitting geotagged images, validating existing data points, or providing real-time updates on local assets.** Contributions undergo verification before token rewards are distributed. #### Primary Objectives * Enhance data accuracy through collective user effort * Strengthen network security via community-driven verification * Empower participants with token rewards * Ensure asset authenticity through rigorous vetting processes #### Verification Process TerraScan conducts platform-level verification on top of community submissions to maintain data integrity, with disputed contributions kicked back through the community-validation loop. #### Ambassador & KOL Layer The on-chain incentives sit alongside two off-chain programs that emerged in the post-2023 evolution: * **Ambassador Program** (`ambassadorTradingVolume`) referrer earns a share of referee trading fees plus volume-bracket bonuses * **KOL Leaderboard** (`KOL`) public leaderboard for high-volume users with curated invitation rights and exclusive deal access # Tokenization Security Measures #### Core Framework The Zodor Protocol enables real-world asset tokenization through a structured approach that mints **a fixed, auditable supply of Security Tokens at the point of asset tokenization**. #### Key Security Mechanisms **Asset Validation** Assets undergo rigorous due diligence and legal structuring to meet jurisdiction-specific regulatory standards before tokenization. Five mandatory document classes (Certificate of Incorporation, Legal Opinion, Financial Audit, AML Policy, Board Resolution) are verified, hashed, and anchored to IPFS through `ZodorProofRegistry`. **Smart Contract Governance** Custom contracts manage critical functions including transfer restrictions, KYC/AML enforcement, wallet whitelisting/blacklisting, and automated yield distribution. Pausable + AccessControl is mandatory on every contract; ERC-7201 namespaced storage ensures upgrade safety. **Fixed Token Supply** Rather than dynamic per-user issuance, the protocol establishes one immutable token supply held in a protocol-managed treasury and distributed to investors based on allocations. For Energy, the per-project minting cap is `totalCarbonTonnes × 1e18` and is enforced at the registry level. **Real-Time Compliance** All token interactions are regulated by `ZodorComplianceModule`, ensuring automatic enforcement of jurisdictional restrictions and regulatory alignment throughout the asset lifecycle. This applies on every transfer primary purchase, secondary trade, bridge, vault deposit, AMM swap. **Reserve Proof (Path C)** For private tokens like `ZodorReserveOracle` attests live token supply against the USDT/USDC inventory held in the treasury. Investors and auditors can independently verify reserve coverage even though individual balances are confidential. #### Multi-Sector Application The framework supports tokenization across green energy, real estate, commodities, mines, private businesses, and structured products each with its own compliance configuration but the same underlying security primitives. # Security Measures ### **Security Measures in the Protocol:** * **Regulated KYC and Token Transfer Restrictions:** * Ensuring platform integrity by implementing stringent KYC procedures. * Limiting token transfers to regulated channels to mitigate risks. * **Smart Contract Security Testing and Auditing:** * Paramount importance placed on identifying and eliminating vulnerabilities in smart contracts. * Rigorous testing and auditing procedures to maintain platform safety. * **Decentralized Identity Management:** * Leveraging ERC-725 for secure authentication and authorization. * Facilitating decentralized identity management to enhance security. * **Privacy Enhancement through Homomorphic Encryption:** * Utilizing Partial Homomorphic Encryption (PHE) to encrypt security token balances. * Protecting user privacy by ensuring confidentiality during computations. ### **Objective of Security Implementation:** * ``` The protocol implements comprehensive security through several key mechanisms: ``` ``` #### Core Security Implementations **KYC and Transfer Controls** Stringent KYC procedures at signup; `ZodorComplianceModule` blocks every non-compliant transfer at the contract level. **Smart Contract Safety** 270+ Solidity tests across unit, fuzz, and invariant suites. Foundry fuzz runs 10,000 iterations per property; invariant tests run depth 50. Slither + Mythril gate every PR. **Identity Management** ERC-734/735 (ONCHAINID) for decentralized identity; ZK-KYC with Groth16 proofs for privacy-preserving verification. **Privacy Protection** Three-mode privacy stack (ZK-KYC, Paillier, Zama fhEVM) plus the Path C model for futures-style instruments. **Backend Security** JWT with RS256 signing; rate limiting (500 req / 15 min on `/graphql`); helmet + CORS allowlist; Sumsub HMAC-SHA256 for webhook authentication; AWS Lambda execution role with least privilege. **Bridge Security** CCIP `MessageId` receipts validated on both sides; LayerZero OFT trust assumptions documented; compliance precheck on both source and destination chains. **Operational Security** `.env` is gitignored; `.env.example` for templates; deployer keys stored only in CI secrets; deployed addresses canonicalized in `scripts/deployed-addresses.json`. #### Audit & Continuous Hardening * Foundry fuzz + invariant CI * Slither static analysis on every PR (zero HIGH / CRITICAL gate) * Mythril deep symbolic analysis on token + bridge contracts * External production audit scheduled before mainnet launch * Bug bounty program planned post-audit * Continuous monitoring through Sentry (frontend) and CloudWatch (backend) * Community feedback channels in the Zodor Discord and Telegram ``` # Roadmap
#### Completed (Phases 1–8) | Phase | Focus | Status | | ----- | ---------------------------------------------------------------------------------------- | ---------- | | 1 | Maskade L1 infrastructure (5 validators, 1s blocks, RPC live) | ✅ Complete | | 2 | Identity layer — `MasqueIdFactory`, `ZodorClaimIssuer` | ✅ Complete | | 3 | ZK-KYC circuits + on-chain verifier | ✅ Complete | | 4 | ERC-3643 token suite (ZCET / ZIPT / ZEROC / ZIST scaffolds; ZCFT live) | ✅ Complete | | 5 | ERC-7943 + ERC-4337 wallets + EIP-7702 hybrid | ✅ Complete | | 6 | CCIP bridge + LayerZero OFT + ERC-4626 vault + permissioned AMM | ✅ Complete | | 7 | Security + testing (270+ tests, Slither/Mythril gates) | ✅ Complete | | 8 | FHE coprocessor (`ConfidentialZEROC`, `ConfidentialSecurityToken`) + mobile SDK scaffold | ✅ Partial | #### Long-Term Vision Zodor aims to become the privacy-first settlement layer for emerging-market RWA, with native, compliant access from any chain to any asset class equity, real estate, energy, structured credit, and beyond through a single Masque ID and a single smart wallet. # Team Meet the Team Behind Zodor
Zodor is led by a group of domain experts, visionaries, and seasoned professionals across blockchain, finance, real-estate, legal, and technology sectors. The team brings deep experience and a proven track record from institutional finance, top engineering organisations, and previous successful Web3 ventures across Africa, MENA, the GCC, and India. For specific team-member profiles, please visit [zodor.io](https://www.zodor.io/) or reach out to `contact@zodor.io`.
# Join us {% embed url="" %} Step into the future of investments with Zodor a platform designed to put you in control. By combining blockchain technology with security, privacy, and transparency, we simplify investing across both traditional and innovative asset categories. To explore more, please visit [zodor.io](https://www.zodor.io/) # Contact Us #### Join the Zodor Revolution! * [**X / Twitter**](https://x.com/ZodorRWA) * [**LinkedIn**](https://www.linkedin.com/company/zodor/) * [**Telegram**](https://t.me/zodorio) * [**Discord**](https://discord.gg/rau7Jbudqm) * [**YouTube**](https://www.youtube.com/@zodorrwa) * [**Website**](https://www.zodor.io/) #### Email | Purpose | Address | | ------------------ | --------------------- | | Investor relations | `ir@zodor.io` | | Compliance | `compliance@zodor.io` | | Legal | `legal@zodor.io` | | General | `contact@zodor.io` | | | | # Frequently Asked Questions (FAQs) #### Explore * [General FAQs - Understanding the Basics](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#general-faqs--understanding-the-basics) * [Zodor Infra](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#zodor-infra-1) * [Zodor Capital](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#zodor-capital-1) * [Zodor Infinity](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#zodor-infinity-1) * [Maskade Blockchain](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#maskade-blockchain-1) * [Masque ID](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#masque-id-1) * [Wallets, Gas, and Privacy (new)](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#wallets-gas-and-privacy-new) * [Cross-Chain (new)](https://dextrdevs-my.sharepoint.com/personal/karthi_dextrlabs_com/_layouts/15/embed.aspx?UniqueId=663dcbb6-f772-4c1c-96d5-8b80a11284fc\&shareLink=https://dextrdevs-my.sharepoint.com/:t:/g/personal/karthi_dextrlabs_com/IQC2yz1mcvccTJbVi4ChEoT8ASF5bvr8tgWW3P0ahqUf9YE\&client_id=Microsoft+Teams\&requestContext=%7B%7D\&embed=%7B%22clickTime%22%3A1777958288749%2C%22ct%22%3A1777958288810%2C%22tp%22%3Atrue%2C%22ump%22%3Atrue%2C%22htp%22%3Atrue%2C%22mpmp%22%3Atrue%7D#cross-chain-new) #### General FAQs - Understanding the Basics **1. What is Zodor, and what does it offer?** Zodor is a blockchain-powered ecosystem that makes it easy to invest in real-world assets by converting them into compliant digital tokens. These tokens can represent ownership in real estate, private-company shares, green energy projects, carbon credits, and structured products. Zodor offers four products: * **Zodor Capital** Zodor's own platform for investing in tokenized businesses and properties (per-asset ERC-3643 tokens) * **Zodor Infra** A plug-and-play tokenization service for businesses to run their own tokenized platforms * **Zodor Energy** A clean-energy and carbon-credit funding engine using `ZEROC` and FHE-shielded `ConfidentialZEROC` * **Zodor Infinity** A no-code platform for launching and managing tokenized businesses with AI-powered valuation and milestone-based fund release *** **2. What problem is Zodor solving?** Traditionally, investing in real estate or private equity has been expensive, complicated, and limited by geography. Investors face high capital requirements, long processing times, and a lack of transparency. Zodor solves this by tokenizing real-world assets, enabling fractional ownership from $100, improving liquidity and settlement speed, providing global access to high-return markets, and offering transparent, on-chain compliant infrastructure. *** **3. What are real-world assets (RWAs)?** RWAs are physical or financial assets with real value: real estate properties, company equity, bonds, industrial equipment, precious metals, invoice-backed assets, and now carbon credits. Zodor converts these assets into compliant digital tokens. *** **4. What does tokenization mean, and why is it important?** Tokenization is the process of turning ownership of a real-world asset into a digital token. Each token represents a fraction of the asset and can be bought, sold, or held opening access to high-value assets with small investments, recording ownership immutably on-chain, improving liquidity, and bringing transparency and automation to the investment process. *** **5. What is fractional ownership?** Fractional ownership lets multiple people co-own a single asset by dividing it into digital shares (tokens). For example, you can own a $1,000 share of a $100,000 property or a $100 share of a $750,000 deal through Zodor Capital's per-asset token model. *** **6. What is a security token, and how is it used in Zodor?** A security token is a digital representation of ownership in a regulated, real-world asset. Unlike utility tokens, they confer legal rights (dividends, profit-sharing, equity) and must follow securities regulations. Zodor's security tokens are ERC-3643 instruments compliance is enforced on every transfer through `ZodorComplianceModule`. *** **7. What kind of assets can I invest in through Zodor?** * Indian and GCC real estate (residential, commercial, land) * Commodities and precious metals * Private equity in startups and SMEs * Bonds and structured products * Renewable-energy revenue streams * Verified carbon credits (`ZEROC`) * Multi-tranche AI-priced ZIST products *** **8. Why should I invest in tokenized assets through Zodor?** Lower capital requirements, global access, faster settlement, liquidity through permissioned AMMs and bridges, transparency through on-chain tracking, security through smart-contract compliance, and portfolio diversity across asset classes all from a smartphone with no native-token gas or seed phrases. *** **9. What are $ZOD Tokens and how are they different from Security Tokens?** * **Security Tokens (ZCET, ZIPT, ZEROC, ZIST, per-asset Capital children, ZCFT)** regulated digital assets that represent ownership in real-world investments and grant rights like income, profit-sharing, or carbon retirement *** **10. What is the Zodor Loyalty Program?** The loyalty program rewards users with **AR Points, NFT Shards, and Level-Up Badges** for activities like referring friends, providing feedback, completing quests, daily logins, and investing. Power users can join the Ambassador Program or KOL leaderboard. Points and shards unlock platform perks, badge multipliers, and (for TerraScan contributors) rewards. *** **11. Do I need to know blockchain or crypto to use Zodor?** Not at all. Zodor is designed for everyone, including first-time users no-code interfaces, automatic wallet creation, passkey/biometric login, no seed phrases, no native-token gas. The wallet's address is your existing EOA thanks to EIP-7702, so you can connect to any standard Web3 tool. *** **12. How does Zodor keep my investment secure?** Immutable blockchain records of ownership, smart contracts for tamper-proof transactions, KYC/AML verification, audited systems, three privacy modes (ZK-KYC, Paillier, FHE), reserve-proof oracles for private tokens, and continuous security monitoring. *** **13. Can I sell or transfer my tokens?** Yes subject to the asset's compliance configuration (jurisdictional rules, holding periods, country caps). Tokens can be sold on `ZodorPermissionedPool`, redeemed through `ZodorSecurityVault`, or bridged cross-chain via CCIP / LayerZero OFT. *** **14. How is Zodor different from traditional investing platforms?** Zodor removes middlemen, friction, and limitations of traditional investing through borderless access to tokenized RWAs, fractional ownership of high-value assets, instant settlement via smart contracts, transparent and compliant investment processes, and tools for both investing in and building tokenized businesses. *** **15. What do I need to get started with Zodor?** A smartphone or computer, internet connection, and identity documents for KYC verification. No external wallet, seed phrase, or native-token funding required — Zodor's onboarding handles wallet creation and gas through stablecoins automatically. *** #### Zodor Infra **1. What is Zodor Infra?** Zodor Infra is a fully modular infrastructure platform that offers **Tokenization-as-a-Service** to businesses and institutions. It allows companies to tokenize their real-world assets using Zodor's secure and customizable blockchain protocol, integrated directly into their own applications and platforms. **2. Who is Zodor Infra built for?** Asset-heavy businesses, fintech platforms, and corporations that want to tokenize their own assets real estate, bonds, commodities, machinery and manage their ecosystem independently. **3. How is Zodor Infra different from Zodor Capital?** * **Zodor Infra** provides the **backend infrastructure and protocol** to businesses as a service a white-labeled toolkit * **Zodor Capital** is **Zodor's own platform** Zodor hosts and operates tokenized projects directly through `CapitalAssetFactory`'s per-asset token model **4. What does Tokenization-as-a-Service include?** * A customizable tokenization protocol * Integration via the `@zodor-sdk/server-sdk` and `@zodor-sdk/client-sdk` packages * On-chain asset management * Compliance-ready KYC/AML integration via Masque ID * Multi-chain deployment (Maskade, Sepolia, BSC Testnet, Avalanche Fuji, Base Sepolia, Arbitrum Sepolia) * Technical and onboarding support * Ongoing updates and maintenance **5. Does Zodor Infra handle regulatory compliance?** Yes, by design. KYC/AML-ready integrations and per-jurisdiction compliance configuration come built-in. Final regulatory implementation in any given jurisdiction remains the responsibility of the deploying client. **6. Can Zodor Infra be customized?** Yes. Token economics, UI, compliance flows, and investor experience are all configurable. The same contract suite supports many compliance configurations through declarative parameters in `ZodorComplianceModule`. *** #### Zodor Capital **1. What is Zodor Capital?** Zodor Capital is Zodor's own decentralized platform where businesses onboard and tokenize their assets real estate, equity, structured credit and where users worldwide can discover and invest in those opportunities. Each asset gets its own ERC-3643 token deployed by `CapitalAssetFactory`. **2. Who can invest on Zodor Capital?** Verified investors globally both retail (subject to per-asset rules) and institutional. Each deal lists its specific eligibility (jurisdiction, accreditation, country cap) up front. **3. What types of projects are listed on Zodor Capital?** Indian and GCC real estate, tokenized startup equity (especially women-led), and impact-oriented sectors like green infrastructure. **4. What is fractional ownership on Zodor Capital?** Investors own a share of high-value assets like property without buying the whole asset. Zodor Capital enables this through per-asset digital tokens, lowering the entry barrier dramatically (from $100 in many deals). **5. How does Zodor Capital ensure transparency and security?** All tokenized assets are recorded on-chain. Documents are anchored on IPFS through `ZodorProofRegistry`. Reserve-proof oracles attest backing for private tokens. ERC-3643 enforces compliance on every transfer. *** #### Zodor Infinity **1. What is Zodor Infinity?** A no-code platform that allows entrepreneurs and businesses to launch tokenized ventures plug-and-play, like Shopify but for tokenized businesses backed by real-world assets, with AI-powered valuation, multi-tranche structures, and milestone-based fund release. **2. What kinds of businesses can use Zodor Infinity?** Any business or creator offering real-world-asset-backed products equity, real-estate shares, renewable-energy tokens can use Zodor Infinity to tokenize and manage ownership distribution globally. **3. Is Zodor Infinity compliant with regulations?** Yes. The platform includes integrated legal frameworks, jurisdiction-aware tools, and the strictest set of Masque ID claims (all seven required for `ZIST`). **4. What tools are available in Zodor Infinity?** A no-code tokenization dashboard, built-in KYC/AML integrations, access to payment gateways and secondary markets, transparent on-chain tracking, multi-tranche structuring (Senior A / Mezz B / Junior C), and on-chain milestone oracle integration. **5. What is the vision behind Zodor Infinity?** To democratize access to capital and empower anyone, anywhere, to turn their real-world business into a borderless digital asset a step toward a more inclusive, decentralized financial ecosystem. *** #### Maskade Blockchain **1. What is the Maskade Blockchain?** Maskade is a high-performance, privacy-focused blockchain built to support tokenized ecosystems and decentralized applications. It provides a secure, scalable, and compliant foundation for real-world-asset tokenization. **2. What makes Maskade different from other blockchains?** Scalability (sub-second finality, \~1 gwei gas), security (purpose-built validator set), and compliance (KYC/AML at the protocol level via Masque ID). **3. Why is Maskade built on Avalanche L1?** Avalanche L1 (formerly Avalanche Subnet) gives Maskade independent operation with full network control, sub-second transaction finality, low costs, global accessibility, and EVM compatibility meaning every Solidity tool and library works unchanged. **4. Is Maskade live?** Yes, Maskade L1 testnet is live (Chain ID 30917). Mainnet mirror of the configuration is on the near-term roadmap. *** #### Masque ID **1. What is Masque ID?** Masque ID is a decentralized identity protocol bringing **secure, privacy-respecting identity management** to on-chain environments. It enables compliant interactions with tokenized assets and DeFi protocols by combining on-chain identity proofs with off-chain document verification. **2. Where is identity data stored?** In a hybrid model: sensitive documents live with trusted KYC providers (Sumsub), while only encrypted proofs and signed attestations are published on-chain. The blockchain stays auditable but privacy-preserving. **3. How does Masque ID protect user privacy?** Instead of putting raw personal data on-chain, Masque ID publishes only encrypted, tamper-proof claims. ZK proofs (Groth16) enable proof of compliance without revealing the underlying data for example, proving "I am a verified investor from a non-sanctioned jurisdiction whose KYC has not expired" without revealing the country, name, or expiry date. **4. What are compliance claims?** Specific proofs or certifications tied to a user identity: `KYC_INDIA`, `KYC_GLOBAL`, `ACCREDITED`, `JURISDICTION`, `AML_CLEAR`, `RISK_SCORE`, `ESG_VERIFIED`. Stored on the user's Masque ID and queried by `ZodorComplianceModule` in real time. **5. How does Masque ID handle status updates?** Claims can be revoked or updated on-chain; risk scores recalculated based on new activity, jurisdiction changes, or updated provider data. Applications relying on Masque ID reflect changes instantly. *** #### Wallets, Gas, and Privacy **1. Do I need a seed phrase to use Zodor?** No. Web users sign in with passkeys (WebAuthn). Mobile users sign with device biometrics (FaceID / TouchID via the Secure Enclave). The signing key never leaves the device. **2. How is gas paid if I don't hold any native tokens?** `ZodorTokenPaymaster` accepts USDT, USDC for gas. The paymaster prices gas through `SimplePriceOracle`, applies a 500 bps buffer, and bills the user in the same stablecoin used for the transaction. Sponsored addresses (promotional flows) get gas free of charge. **3. What is EIP-7702 and why does it matter?** EIP-7702 lets a regular EOA delegate execution to a smart-contract account (`ZodorDelegateAccount`) without changing addresses. Users keep their existing on-chain identity and history while gaining smart-wallet features like batched calls, ERC-1271 signatures, and paymaster-funded gas. **4. How private are my balances?** Three modes: * **Standard ERC-3643** (most assets) balances are public on-chain (necessary for compliance enforcement) * **FHE-shielded** (`ConfidentialZEROC`, `ConfidentialSecurityToken`) balances encrypted on-chain via Zama fhEVM * **Path C** (live `ZCFT` pilot) `balanceOf` gated to `msg.sender`, `Transfer` events emit `amount = 0`, reserve-oracle attests aggregate supply *** #### Cross-Chain **1. Can I move my Zodor tokens to other chains?** Yes, through two complementary bridges: * **`ZodorCCIPBridge`** Chainlink CCIP, lock/release pattern, institutional-grade message validation * **`ZodorOFTAdapter`** LayerZero v2 OFT, burn-and-mint pattern, \~$0.02–$0.10 per transfer Both bridges enforce compliance on the destination side: `canTransfer()` runs against `ZodorComplianceModule` on both chains. **2. Where can Zodor tokens be deployed?** The contract suite supports deployment on Maskade L1, Ethereum Sepolia, BSC Testnet, Avalanche Fuji, Base Sepolia, and Arbitrum Sepolia, with mainnet mirrors planned. The same compliance configuration deploys identically across all targets. *** *End of Whitepaper. For the latest version, deployments, and ecosystem updates, visit* [*zodor.io*](https://www.zodor.io/) *or contact `contact@zodor.io`.*